Welcome to this charming affordable three-bedroom half duplex, conveniently situated in the heart of Temple with NO CONDO FEES. As you step inside you'll be greeted by a bright main floor featuring a cozy living room, a convenient 2-piece bath, a functional kitchen layout and dining area. Upstairs, you'll discover three bedrooms, including a spacious primary bedroom and a full four-piece bathroom. The partially developed basement offers a large family room, space for an additional bathroom, and a versatile bonus area that can be converted into a fourth bedroom. Step outside to the west-facing back deck, perfect for soaking up the sun, which overlooks a private, fenced yard. The yard includes a workshop and a parking pad, with potential for a future garage. Conveniently located within walking distance to shopping, schools, transit, and parks, this home also features a roof replacement for both the house and shed in 2017. The property is structurally sound and well-maintained, though some updating and maintenance will be needed to make it your own.